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What do phone collections cost you?

Compare the cost of collecting by phone against doing it over WhatsApp. Enter your own numbers: the math is yours and no sign-up is needed.

Your collections operation

The starting values are just a starting point: replace them with your own.

Loans, rent or invoices you follow up on each month.

How many times you reach out to each account: reminder, past-due notice, follow-up.

Dialing, talking and logging the outcome.

Salary and benefits divided by hours worked.

Your assumption: reminders and notices can usually be sent as messages; negotiations can't.

Set by Meta based on message type and country. Check the current rate. See Meta's rates

Your monthly result

Current cost by phone
$2,000 USD
Collector hours freed per month
60900 messages per month

Enter the cost per WhatsApp message to complete the calculation.

This calculates cost and time only. It doesn't include Xamanek's or the platform's fees, and it doesn't promise better recovery: that depends on your portfolio.

How it's calculated

  • Current cost = accounts × contacts × minutes per contact ÷ 60 × hourly cost.
  • With WhatsApp, each contact that can be automated costs one message; the rest stay on the phone.
  • Hours freed = automated contacts × minutes per contact ÷ 60.

Shall we look at your case?

Payment reminders, campaigns and an AI agent that quotes and collects over WhatsApp, connected to your ERP.

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